No, checking your own CRIF credit score is a soft inquiry and does not impact your score. However, when a lender checks your score during a loan application, it is considered a hard inquiry, which may slightly lower your score.

Also it is recommended to check your credit score at least once a month to:

  • Monitor credit health and detect errors.
  • Identify fraudulent activity or unauthorized loans.
  • Take necessary corrective steps to improve your score.